###### Accelerated bank transfers

# ACH transfers, rebuilt for security & speed

Forget fraud, failures, and lost funds. Minimize the risk associated with ACH transfers and get funds into destination accounts as fast as possible.

Reduce origination risk

Improve settlement speed

### An introduction to Accelerated Bank Transfers

One of the most common ways of transferring funds is via ACH (Automated Clearing House). That being said, the transfer structure isn’t totally risk-proof, while standard timelines just aren’t up to snuff. With Astra, ACH transfers come with improved fraud detection and — you guessed it — speed.

## Optimize ACH transfers for faster clearing

Protect your product from fraud and make it super easy for your customers to send large sums of money, with real-time settlement.

### Connect bank accounts

Quickly and easily add source and destination bank accounts to end-user profiles via your existing connections.

- Add accounts through Plaid or MX
- Connect via processor tokens

### Initiate the transfer

Request the fastest settlement speed for your transfer. We’ll then optimize for superfast results via our risk model — protecting transfers from fraud, failures, and lost funds.

- Triple settlement speeds to same-day clearing
- Me-to-Me, Peer-to-Peer, Business-to-Business, Consumer-to-Business
- Integrate optional rules like [Sweeps](https://astrafi.com/platform-overview/), [Refills](https://astrafi.com/platform-overview/), [Recurring Routines](https://astrafi.com/platform-overview/), and more

### Stay in the loop

Get automated updates on the status of a transfer — communicated via webhooks in your system — and give your customer success and ops teams all the tools they need.

- Automated payment lifecycle management