Accelerated bank transfers

ACH transfers, rebuilt for security & speed

Forget fraud, failures, and lost funds. Minimize the risk associated with ACH transfers and get funds into destination accounts as fast as possible.

Reduce origination risk

Improve settlement speed

Increase transfer sizes

An introduction to Accelerated Bank Transfers

One of the most common ways of transferring funds is via ACH (Automated Clearing House). That being said, the transfer structure isn’t totally risk-proof, while standard timelines just aren’t up to snuff. With Astra, ACH transfers come with improved fraud detection and — you guessed it — speed.

Optimize ACH transfers for faster clearing

Protect your product from fraud and make it super easy for your customers to send large sums of money, with real-time settlement.

Connect bank accounts

Quickly and easily add source and destination bank accounts to end-user profiles via your existing connections.

• Add accounts through Plaid or MX
• Connect via processor tokens

Initiate the transfer

Request the fastest settlement speed for your transfer. We’ll then optimize for superfast results via our risk model — protecting transfers from fraud, failures, and lost funds.

• Triple settlement speeds to same-day clearing
• Me-to-Me, Peer-to-Peer, Business-to-Business, Consumer-to-Business
• Integrate optional rules like Sweeps, Refills, Recurring Routines, and more

Stay in the loop

Get automated updates on the status of a transfer — communicated via webhooks in your system — and give your customer success and ops teams all the tools they need.

• Automated payment lifecycle management

Resources

Knowledge transfer

Blog\n\nAnnouncing our $10m Series A led by FPV Ventures\n\nRead more
Blog\n\nAstra OAuth Generator\n\nRead more

Next up

Yep, we do more payments too

[Instant disbursements & payments\n\nProcess transfers in real-time \n\nSend funds from a bank account directly to a debit card. The upshot? Funds will appear instantly, so your users can start spending right away.\n\n
[Instant account funding\n\nKeep accounts full and customers happy \n\nEmpower your users to fund their new debit cards instantly — without being held up by ACH windows, weekends, or federal holidays.\n\nMove money\n\n

Build on the Payments Cloud.

Talk to our team, or start in Sandbox and send your first instant transfer today. Most customers are live in a few weeks.