Banking-as-a-service

Your instant payments partner

Partner with Astra to embed instant transfers into your banking-as-a-service products. Add speed, delight customers, and reduce risk — all via a single API.

Trusted by BaaS platforms

Focus on building banking products — we’ll add the speed

Make your products much, much faster

Give your customers the dual benefits of BaaS and optimal transfer speed.

Protect your platform

Minimize the risk of payments fraud and bolster your platform’s security.

Do less admin

Let Astra take care of compliance, capital commitments, and payment operations.

Instant Account Funding

Focus on creating bank accounts — we’ll fund them

Give your customers the best of both worlds. You make it easy to create bank accounts, we’ll take care of the instant funding part. With both of our solutions, users will not just be able to access their new cards, but also start spending.

$1,600+

increase in transfer volume per user, per month

$10,000k

transfer limit

White-labeled

Use our technology, but your brand

Embed Astra’s instant transfers technology into your banking-as-a-service products, while retaining your brand’s look and feel. We’ll just work away in the background, while you continue to delight your customers.

Astra's money movement capabilities greatly improves our clients’ ability to create exceptional and secure customer experiences.

Mark Vermeersch

Chief Platform Officer, Treasury Prime

FAQs

At your service

Which payment methods does Astra support?

Astra supports a wide range of bank and card payment “rails” included within simple, flexible solutions for your use case. Currently, Astra facilitates Visa Direct, Mastercard Send, ACH, RTP, and FedNow.

How does Astra differ from a payments gateway?

A traditional payments gateway will only relay transaction messaging and typically only for one payment type, leaving you to build most of the security, operations, and orchestration yourself. As a platform, Astra provides the technology and tooling you need out of the box.

What is the pricing model for the Astra API?

The Astra platform leverages transparent “cost plus” usage-based pricing of our API and payment capabilities. For more information on rates for your program, please contact sales.

Build on the Payments Cloud.

Talk to our team, or start in Sandbox and send your first instant transfer today. Most customers are live in a few weeks.