Payroll

The payments API for earned wage access

Pay your temporary and part-time employees in real-time with Astra’s instant payments API. No more risk, no more frustrating delays. Only happy contractors.

Trusted by payroll platforms

The joys of instant income

Pay wages instantly

Empower your temporary and part-time employees with instant transfers and real-time settlement, so they can access wages instantly.

Keep your hiring moving

Attract and retain more contractors and freelancers by adding earned wage access to your benefits.

Look beyond risk

Optimize bank transfers via ACH with best-in-class risk mitigation and eliminate losses from fraud.

Add simple automations

Empower employees to send earned wages between their different accounts automatically with rules-based routines.

Earned Wage Access

### Pay wages instantly —
with speed, without risk

Let your employees connect a debit card to your platform, then allow them to receive payouts from completed work in real-time — no more risky ACH procedures or lengthy delays.

$100k

secure processing limit

"We’re so happy we’ve chosen to work with Astra as our instant payment disbursement partner. They’re a fantastic team and we're excited to scale with Astra as our partner."

Trista Kempa

COO of Ferry

“Astra's advanced infrastructure and seamless API integration perfectly matched Tongo's needs. Impressed by their technology, user-friendly API, and responsive team.”

Patrick Waltinger

Co-Founder and CTO

FAQs

Making payments simple for payroll platforms

Which payment methods does Astra support?

Astra supports a wide range of bank and card payment “rails” included within simple, flexible solutions for your use case. Currently, Astra facilitates Visa Direct, Mastercard Send, ACH, RTP, and soon FedNow.

How does Astra differ from a payments gateway?

A traditional payments gateway will only relay transaction messaging and typically only for one payment type, leaving you to build most of the security, operations, and orchestration yourself. As a platform, Astra provides the technology and tooling you need out of the box.

What is the pricing model for the Astra API?

The Astra platform leverages transparent “cost plus” usage-based pricing of our API and payment capabilities. For more information on rates for your program, please contact sales.

Build on the Payments Cloud.

Talk to our team, or start in Sandbox and send your first instant transfer today. Most customers are live in a few weeks.