Astra | Works with all your payment rails

Payment types

Maximum speed & security — for all your payment rails

Process Visa Direct, ACH, RTP®, FedNow, and Mastercard Send transfers in real-time via a simple platform integration. Add payment speed and security, and transform your product experience — with Astra’s instant payments API.

Visa Direct ACH RTP® FedNow Mastercard

Go global with Visa Direct

Astra partners with Visa Direct to accelerate transfers for peer-to-peer payments, cross-border remittances, account-to-account transfers, and disbursements — helping you move money globally, faster than ever before.

Unlock unmatched ACH speed

We get it: Automated Clearing House (ACH) transfers can be slow. Astra’s instant payments API rebuilds ACH for optimal speed and security — delighting your users with faster money movement while improving fraud detection. All via a single API request.

Win over customers with RTP®

Integrate your product with Astra’s instant payments API and unlock the benefits of the Real-Time Payments (RTP®) Network. The upshot? Instant bank transfers that work 24/7, 365 days a year. Empower your users with real-time settlement speeds and gain an edge on competitors. All with Astra.

Make your transfers safe & efficient with FedNow

Processing payments via FedNow? Good news: Astra partners with the Federal Reserve's FedNow service to offer instant payment processing. By integrating with our instant payments API, you’ll be able to process safe and efficient payments in real-time — 24/7, 365 days a year.

Unlock real-time transfers for consumer & small business debit cards

Harness Astra’s integration with Mastercard Send to process instant transfers of funds to consumer and small business debit cards. Create better payment experiences for your customers — whichever bank they’re using.

Solutions

All-in-one platform for faster transfers

Instant Disbursements & Payouts

Process transfers in real-time
Send funds from a bank account directly to a debit card. The upshot? Funds will appear instantly, so your users can start spending right away.

Instant Account Funding

Keep accounts full and customers happy
Empower your users to fund their new debit cards instantly — without being held up by ACH windows, weekends, or federal holidays.

Accelerated bank transfers

Transform ACH payments
Transform the ACH payment process. Improve fraud detection and process bank transfers in seconds — not days.

Build on the Payments Cloud.

Talk to our team, or start in Sandbox and send your first instant transfer today. Most customers are live in a few weeks.