###### Banking

# Instant transfers, better banking

Add [Instant Account Funding](https://astrafi.com/instant-account-funding/) and [Accelerated Bank Transfers](https://astrafi.com/accelerated-bank-transfers/) to your product via a simple platform integration.

Trusted by leading banking apps

### The instant payments API you can bank on

#### Maximize your deposits, increase spend

Increase inbound deposits through fast, secure transfers — funds will be instantly available to spend on debit cards.

#### Reduce risk from fraud

Minimize origination risk and fraud for ACH and debit card transfers.

#### Build better product experiences

Add built-in speed to your product and delight users at every turn.

#### Increase customer retention

Differentiate your product and gain an edge over the competition.

###### Debit cards

### Debit card transfers, minus the complexity

Empower users to transfer funds between two debit cards instantly. Fund new customer accounts and give users instant spending power, while increasing inbound deposits — without using a large line of credit, or worrying about disputes.

### 24/7
works at all hours

### 365
works all year round

###### Instant disbursements

### Instant disbursements & payouts, built for banking

Send funds from bank accounts directly to debit cards, in real-time — without lengthy settlement times or operational overhead. Embed an instant disbursement option into your digital banking product via a simple platform integration, and say goodbye to delays from ACH and FedNow/RTP transfers. All with Astra.

###### Accelerated Bank Transfers

### ACH transfers, just much faster

Let users send large sums of money between their accounts, without the headache of [ACH](https://astrafi.com/payment-types/) timelines. Integrate automated, rules-based routines into your product experience, and give your users more flexibility over how they move money.

### 100x
increase in transfer performance

### $100k
secure processing limit

The Astra team is solution oriented and took the time to understand Till’s business model, advanced payment architecture and, most importantly, the unique needs of our parent and family customers. In fintech, vendors often seem unwilling to be creative to support partner needs. Astra stands out from the rest.

Taylor Burton  
Co-founder

At Future, we are passionate about making the transition to a green lifestyle rewarding and simple. So it was critical we enable our Members to seamlessly and instantly move funds to Future to power all their everyday green choices and enjoy the best perks. Astra has been a great partner, helping Future grow 4x since launching instant funding.

Jean-Louis Warnholz  
Co-Founder & CEO

###### Faqs

## In case you’re wondering

##### Which payment methods does Astra support?

Astra supports a wide range of bank and card payment “rails” included within simple, flexible solutions for your use case. Currently, Astra facilitates Visa Direct, Mastercard Send, ACH, RTP, and FedNow.

##### How does Astra differ from a payments gateway?

A traditional payments gateway will only relay transaction messaging and typically only for one payment type, leaving you to build most of the security, operations, and orchestration yourself. As a platform, Astra provides the technology and tooling you need out of the box.

##### What is the pricing model for the Astra API?

The Astra platform leverages transparent “cost plus” usage-based pricing of our API and payment capabilities. For more information on rates for your program, please contact sales.

## Get started in minutes

It’s simple and painless to integrate with our API. Check out our docs, leverage our SDKs and Libraries, and start building in our Sandbox.