###### Lending

# Process customer loans at lightspeed

Underwrite loans faster than ever before with Astra’s instant payments API, help your customers when they need capital, and minimize repayment risk.

### Customer lending — the way it should be

#### Lend instantly, all year round

Instantly disburse loans to your customers — 24/7, 365 days a year.
No ifs, ands, or buts.

#### Forget repayment risk

Minimize default risk with simple repayment routines, so customers don’t fall into debt and your business is protected.

#### Implement with ease

Easily integrate with our API and go live in just a few weeks — with transparent, scalable cost plus pricing to boot.

###### Instant Capital Delivery

### Add “instant” to your lending solution

Underwrite customers instantly with Astra’s Instant Disbursements solution, so they can get back to running their businesses in no time — whether they need a critical piece of equipment or need to fulfill a large order.

### 24/7, 365

Always-on underwriting

“Astra's advanced infrastructure and seamless API integration perfectly matched Tongo's needs. Impressed by their technology, user-friendly API, and responsive team.”  
Patrick Waltinger  
Co-Founder and CTO

“Astra is vital for fair business financing, streamlining bank transfers and simplifying compliance with their APIs and user-friendly onboarding UI.”  
Mayur Motgi  
Co-Founder & Chief Product Officer

###### Automatic Repayments

### Give customers maximum flexibility over repayments

Set rules to automatically pull repayments from your customers’ bank accounts and minimize your exposure to defaults. Give customers total flexibility by offering repayments on a daily basis or as a percent of new deposits. It’s completely up to you.

###### FAQs

## All your lending questions, answered

##### Which payment methods does Astra support?

Astra supports a wide range of bank and card payment “rails” included within simple, flexible solutions for your use case. Currently, Astra facilitates Visa Direct, Mastercard Send, ACH, RTP, and FedNow.

##### How does Astra differ from a payments gateway?

A traditional payments gateway will only relay transaction messaging and typically only for one payment type, leaving you to build most of the security, operations, and orchestration yourself. As a platform, Astra provides the technology and tooling you need out of the box.

##### What is the pricing model for the Astra API?

The Astra platform leverages transparent “cost plus” usage-based pricing of our API and payment capabilities. For more information on rates for your program, please contact sales.

## Get started in minutes

It’s simple and painless to integrate with our API. Check out our docs, leverage our SDKs and Libraries, and start building in our Sandbox.