###### Instant account funding

# New accounts, instant deposits

Let users fund their new debit cards, brokerage accounts, and wallets — with real-time settlement — and increase inbound deposits. It’s a win-win.

[Start now](https://astrafi.com/demo/)

Available for use instantly

Opportunity to grow deposit base

No capital needed for pre-funding

### An introduction to Instant Account Funding

When your customers get their new debit cards, accounts, or wallets, they want to start using them straight away, right? However, traditional onboarding experiences can take up to four days — leaving users with a shiny new account, but no funds. Astra’s integration lets users transfer funds between any two accounts, instantly — without the hassle of ACH windows.

## Create best-in-class product experiences, increase deposits

Let users transfer funds between any two points — with instant settlement — and reap the benefits of increased inbound deposits, while serving a larger user base.

### Link customer cards

Make it easy for users to link external debit cards ([Visa](https://astrafi.com/payment-types/) or [Mastercard](https://astrafi.com/payment-types/)) through our SDK form, while the accounts you’ve issued are securely registered in our back-end.

- Use any enabled Visa or Mastercard debit card
- PCI-compliant SDK form

### Make the transfer

Once external debit cards are linked up to the new account, users will then be able to specify the amount they wish to transfer over.

- $10,000 per transfer maximum

### Unlock instant spending

Finally, like magic, the funds instantly land and are available to use right away — without lengthy settlement times or ACH delays.

- 24/7, 365 service
- Funds settle instantly and are available to use immediately
- Compliance, capital commitments, and payment operations all managed by Astra