Astra | The Instant Payments API

# Build instant 
payment experiences, not infrastructure.

Astra is the Payments Cloud: a vertically integrated, compliance-first platform that lets any company move money instantly across any payment rail. One integration, every use case.

Three ways to move money. One integration.

Your team integrates once. Every payment type after that is a setting you turn on, not a new build.

Push payouts to debit cards in seconds
Send funds to any US debit card over Visa Direct and Mastercard Move, with money available the moment it lands. Apply a transfer fee and payouts become a revenue line.

Fund accounts the moment users sign up
Pull money in instantly so the first deposit lands now, not in three to five business days. Activate users before the wait turns them into churn.

Run faster, lower-risk ACH
Same-day clearing and built-in screening on the rail you already use. Ship faster transfers and cut return risk without rebuilding a thing.

Gateways process transactions. Astra runs your money movement.

Processing is the small part. The real work is everything around it: KYC, AML, fraud, ledgering, reconciliation, disputes, and treasury. A gateway leaves all of it to you, and each piece becomes another vendor, another contract, another thing that can break. The cost shows up long before your first payment clears.

Astra does all of it, processing included, with one integration. Your team ships product instead of holding a payments stack together, and every new flow is a configuration, not another build.

Nothing to maintain

KYC, AML, ledgering, reconciliation, and fraud screening run as part of the platform. Your engineers move on to product work instead of holding the stack together.

Everything on one API

Every rail, plus compliance, controls, and treasury from the same foundation. With a gateway, each of those is a separate vendor you source and wire together yourself.

Live in weeks, not quarters

One API integration covers the building blocks a gateway would have you build from scratch, so a new use case is a setting, not a multi-month engineering cycle.

## One Payments Cloud. 
Every part of money movement.

A gateway only includes one generic processing capability. A Payments Cloud natively supports many workflows, organized around a unified, integrated architecture’s single foundation. Hover over any layer or capability to see what it does.

Smart Execution

Intelligent Routing

Dynamic Controls

Cloud Services

Results from teams building on Astra

See all customers

Till uses Astra to power instant card-to-card funding

Growing deposits faster and increasing activations with Instant Funding

TipHaus uses Astra to power instant payouts

One integration, every use case

Build against a finished platform instead of assembling one. Create a transfer over any rail with a single call, and let Astra handle routing, settlement, and status. Most teams are live in a few weeks.

Trusted partners. Certified platform.

Our trusted partners, and the security certifications behind our platform.

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Certificates and Reports

Astra follows global privacy and security standards, conducting regular internal and external audits to ensure compliance. Contact us directly for specific reports or certifications.

Knowledge transfer

DoorDash Launches Instant Deposits for DoorDash Crimson with Astra

A payment gateway won’t cut it for platform growth. Here’s why
Building a successful software platform is a lot like solving a jigsaw puzzle—you're always calculating how each piece fits into the bigger picture.

The Instant Payouts playbook for Vertical SaaS
In today’s digital-first world, instant access to funds has moved from a convenience to a necessity, especially in industries where financial liquidity directly impacts day-to-day operations.